Payment policy
This page explains how 3li handles payments: which methods we accept, how we verify them, how we secure them, and what happens if something goes wrong.
Last updated · 2026-05-06
Placeholder document — have a lawyer review for your jurisdiction
This text is a starting point, not legal advice. Final terms must be reviewed by qualified counsel based on the country and business form you operate under. Replace the placeholders before going live.
Methods accepted
- PayPal — through a PayPal Business account, with server-side payment verification.
- Cryptocurrency — Bitcoin, Ethereum, USDC, and others, through a vetted hosted-checkout provider with signed webhooks.
- Manual invoice — bank transfer or other manual flow, confirmed by an admin once funds arrive.
- Stripe / cards — planned for a future release. Until then, PayPal handles cards via guest checkout.
Pricing and currency
All prices are quoted in US dollars (USD) by default. The website also displays converted Saudi Riyal (SAR) amounts when that currency is selected, using a fixed peg of 1 USD ≈ 3.75 SAR. The invoice amount is what you pay; small rounding differences from the displayed amount are normal. Crypto payments are calculated at the prevailing rate at the time of invoice.
Server-side verification
Every payment is verified on our server using the provider's official API and webhook signature. The browser does not mark a payment as successful. If a webhook is received without a valid signature, it is rejected.
What we never store
- Card numbers (PAN), CVCs, expiration dates
- Crypto wallet private keys
- PayPal account credentials
- Bank account numbers beyond what is necessary to issue an invoice
What we do store
- Order ID, invoice ID, and payment status
- Transaction reference (e.g. PayPal transaction ID, on-chain hash)
- Amount, currency, and timestamp
- Customer email and project reference
Order statuses
- Pending — invoice issued, payment not yet confirmed
- Processing — payment received but not yet verified
- Confirmed — webhook signature verified, work begins
- Refunded — funds returned (full or partial)
- Failed / expired — payment did not complete in the invoice window
Disputes and chargebacks
Talk to us first. Most issues can be resolved by email faster than through a chargeback. See the Refund Policy for our refund stance. If you proceed with a chargeback, work is paused until the dispute is resolved.
Receipts
A receipt email is sent for every confirmed payment. If you do not receive one within 30 minutes of payment, check spam, then email hello@3loy.com.
Tax
Tax handling depends on the final business registration and your jurisdiction. Tax line items will appear on the invoice once business registration is finalized. Until then, prices on the website do not include tax.
Questions about this document? Reach us at contact.